Informationen und Tipps zu den Angeboten der DKB sowie Vergleiche von kostenlosen Geldkarten anderer Banken. Die VISA Electron Kreditkarte wird in der. Was ist Visa Electron Karte und wie kann man die bekommen? Die DKB Visa Card wird weder als Elektron Card noch als Debit Card von FR. Für Minderjährige empfehlen wir die Prepaid-Karten von Volkswagen Bank, DKB und Commerzbank. Für Menschen mit schlechtem Schufa-Score eignen sich.
Dkb Prepaid VisaHallo, Spotify laeuft derzeit bei mir noch ueber eine franzoesische Kreditkarte (Visa Electron). Ich moechte jetzt jedoch eine andere Kreditkarte. Die kostenlose Kreditkarte zum DKB-Cash. Bezahlen, sparen und weltweit Geld abheben ohne Gebühren. Die DKB-VISA-Card. Informationen und Tipps zu den Angeboten der DKB sowie Vergleiche von kostenlosen Geldkarten anderer Banken. Die VISA Electron Kreditkarte wird in der.
Visa Electron Dkb … this is what DKB customers love most: VideoInternet-Banking mit DKB-Cash.
Curacao Wochenziehung Fernsehlotterie. - Banken und ihre KontenMore info here.
Vorteile der kostenlosen Kreditkarte. Mehr Sicherheit und Kontrolle mit Card Control. Guthaben bis Bezahlen leicht gemacht.
Beim Shopping. Sie shoppen gerne? Als kleiner Kredit. Mit Apple Pay. Mit Google Pay. Confirm your application request by entering a TAN.
This is how you can increase or lower the credit limit …. The DKB is the only German bank that offers a completely free current account with the option of two absolutely free Visa credit cards with which you can withdraw cash free of charge from ATMs all over the world.
Moreover, you get either interest on credit balances at a monthly interest rate or you do not have to pay interest until the next billing.
Joao says:. August 2, at pm. Susanne editorial staff says:. August 3, at pm. August 8, at pm. STS says:. October 12, at am. You may have experienced that in the USA, where one has to build a certain credit history.
Direct banks that offer all important account features for free, need you to fulfil the strict requirements of the creditworthiness check, even more than a local bank.
Imagine I get my account and I deposit euros in my credit account. My question is: now I have euros in my credit account? Thank you again and sorry for asking so much, but I like to be sure before I make a decision about banking.
By the way I hope they will allow me to get my account, if I send them my contract and the documents they ask me for.
Now everything is clear for me. I am going to apply right now for my account. Thank you very much for your useful help, and congratulations for your awesome website.
I only need a free visa card for my online shoppings. Sparkasse visa card is prepaid and also, I have to pay a charge of 3 euros per month. Is such a thing possible?
Unfortunately, the article to this subject is only available in German language. In next days I shall receive all documents and cards as confirmed by the back.
My question is as follows: I already have a Giro Konto with Postbank which is also my salary account and I want to keep it that way.
I do not have credit card with Postbank. I want to use new DKB konto as second account specially because of its credit card which I can widely use to take out cash worldwide and make online purchases.
So, do I have to make DKB account as my salary account? Can I increase my credit limit by transferring certain amount of money from post bank to DKB each month?
Thanks in advance for your reply! If you let your salary payments be transferred to the DKB, you can get a higher credit line on the credit card and on the current account overdraft facility.
After the 1st salary payment, a credit limit of up to double the monthly net income would be possible. One has to request the increasement.
However, you can just leave it as it is and increase the credit line through transfers to the credit card account.
Hi My family and I shall be moving to Berlin in a few weeks time with my husbands work. We need to get a bank account asap once we get there.
We were set on DKB but after reading above, do I understand correctly that this will be difficult after only being there for a few days?
We will also we need to obtain a schufa to get an apartment, Any idea when we can do this after we open any bank account please? Yes, that is right.
The DKB offers a real credit card with a line of credit and therefore always checks the credit rating. If an application for an account is successful, though, will only show, once it has been filed :.
Good luck. I find very confusing the saving account topic but I am really interested in understanding it better so correct if I am wrong:.
In this case, I receive my salary directly in my current account. For paying you suggest using only the credit card 1.
Then, in the 20 to 22 day of the month the balance is automatically done so that we are not in red in the Credit Card 1. You never pay interest for being in the red with the credit card — so being in red with it does not matter.
But once the balance is done you now start to pay interest for being in the red on the current account. This is probably not what you want. So it would be advisable to transfer money from your second credit card to your current account, so that you have for example.
It might be a practical idea for some people not to set up the account so that it transfers all money from the current account in the first place, but so that it always leaves some money on the current account and only transfers everything above a threshold to the savings account.
I hope that helps. Are you stating Option 1: open a Tagesgeld and ask for another visa credit card for the saving or Option 2: open a DKB Cash as it already pays a small interest and use the Visa card for shopping or Option 3: on top of option 2 ask for another visa credit card and save money in that visa card.
I would like to sign up for a DKB credit card basically for online shopping. I do not speak fluent german.
Do you think I will have issues handling this credit card? Please have another look at point 4 of the article above.
In my case, I would only need the card for a similar example as this one provided on your website:. However, you should check the credit limit beforehand and if necessary deposit the amount your will need.
My question is: how much do I need to call the bank services and how much can be simply done online? I tried to use the DKB-Cash link, which allows you to specify that your country of residence is USA, but then it says the account cannot be opened.
I contacted DKB about this and they told me that only citizens of Germany, Austria and Switzerland can open an account. Of course, that is possible.
The banking account as such does not accumulate interest, and the credit card only does, if you put additional money onto it.
If you use your DKB account as your regular account for your salary, you will receive a credit line on your banking account, so that you might be able to do without additional money transfers between the two cards.
I need to open an account ideally before I start. Can I do this online before I arrive or do I have to make an appointment with the bank once I am there?.
Any advice please. I have been reading your blog and I have found many answers. However, I want to know if you might have some recomendations for me.
This is because I and going to Germany for one month for academic issues and I want to open an account. My country is not elegible for open an account throught online service.
Do you have any idea in which I can open an account? I want to save money in other currency. If you understand German, you can even — in justified cases — open a savings account from abroad at Comdirect Bank.
That is called Tagesgeld Plus. But the interest rate is very low. Generally, the interest rates in Germany are currently very low, so that it is not very worthwhile to open up a savings account.
If you at least have a temporary address in Germany, so that you can receive the banking card no hotel address or P. There will be a fee for the opening, but it is completely in the English language.
An English language version is currently in the works. You might have some luck if you simply go into a bank branch … but that is outside our business expertise, since these operate very differently.
Our web portal is specialized in the best online banks. It is easier though, to become a customer of one of the best direct banks, if your residence is in Germany instead of abroad.
I have never lived in Europe before. Do you think I will be able to open a DKB account? I will have an address in Germany shortly, but I probably do not have any record in Schufa.
And how about a Comdirect bank account? Should it be easier for me to open such an account over a DKB one? And another question: What is the current interest charged once every month for the use of DKB Visa card?
Hello Author, Many thanks for this blog and for your efforts to write!!! I have Indian Passport. For me the Identification was successful.
But when we told him that we already did my authentication before 10 mins, he checked it back and then did for my wife also. I am an international student in Germany and I am here for 5 years to complete my studies.
I want to ask one question I can apply credit card or not. I have account in Deutsche Bank and Commerzbank as well my monthly salary coming in Commerzbank.
I will be very thankful if describe something relating for this. Whether that make sense for you, we cannot judge for you, and the same goes for the question, whether the bank will open the account.
This will be decided in the course of the credit check, as it is generally done with German direct banks with a Visa Card credit line.
Good luck! She travels around Europe a fair bit, and wants an account she can use to withdraw euros in different countries. Strangely, the VISA credit card was declined, but she was able to withdraw cash with the maestro debit card.
She has credit in both accounts. Can you think of why this has happened? Will she incur any charges? If you try to withdraw amounts below 50 EUR, it does not work.
Switching to the giro card is not a good idea, because with the giro card the customer pays the withdrawal fee.
If there is a different reason, please contact the bank directly. BBC News. ATM Marketplace. Credit , charge and debit cards. Cash advance Charge-off.
Grace period Introductory rate Universal default. Card not present transaction Chargeback Controlled payment number Dispute.
Wo kann ich diese bekommen? Genügt das Konto meiner Bank? Genugt das konro meiner Bank? Ein Vorteil besteht für die Kunden beispielsweise darin, dass aus verschiedenen Kreditkartenvarianten gewählt werden kann.
Weitere Fachartikel: Wo bekommt man Kreditkarten mit günstigen Zinsen?Die kostenlose Kreditkarte zum DKB-Cash. Bezahlen, sparen und weltweit Geld abheben ohne Gebühren. Die DKB-VISA-Card. Neben der Classic- und der Gold-Card gibt es zum Beispiel seit einiger Zeit die sogenannte VISA Electron Kreditkarte. TIPP: Das DKB. Was ist Visa Electron Karte und wie kann man die bekommen? Die DKB Visa Card wird weder als Elektron Card noch als Debit Card von FR. Visa Bezahlkarten. Mit Visa können sie einfach und sicher bargeldlos bezahlen – im Geschäft, online und mobil, natürlich Deutsche Kreditbank AG (DKB).